For Individuals and Families
Coverage for Everything You'd Hate to Lose
Your home, your cars, your stuff, your savings — one bad afternoon can put all of it in play. We build personal insurance programs that match how you actually live, shopped across dozens of carriers, and reviewed every year.
Coverage Types
Homeowners
Your home is likely your largest single investment. We build homeowners coverage the right way: replacement cost done properly, rebuild-to-code, and water backup — the coverages that matter when it's your house.
Auto
Liability limits that protect your assets, not just the legal minimum — plus the collision, medical, and gap coverages that fit your cars and your drivers. Compared across carriers until the price is right too.
Umbrella
The cheapest million dollars of protection you'll ever buy. An umbrella policy sits over your home and auto coverage so one lawsuit can't reach your savings, your house, or your future income.
Condo & Renters
The association's master policy covers less than you think. We fill the gap: your unit's interior, your belongings, and your liability — matched to exactly what your association's documents leave to you.
Watercraft, Motorcycle & Collector Cars
Specialty markets for specialty things — boats, bikes, and classics insured with carriers that understand them, at agreed values that actually pay.
Valuables
Jewelry, art, and collections carry sublimits on a standard homeowners policy. We schedule them properly, so a loss pays what the item is worth — often with no deductible.
For Complex Households
When Your Situation Outgrows Main Street Coverage
Multiple homes, significant assets, collections, teenage drivers, and umbrella limits that need to keep up — we hold appointments with AIG Private Client Group, Chubb, and PURE, the carriers built for exactly this. Most local agencies can't offer them. We can — and we know when they're worth it, and when they're not.
How It Works
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Get in Contact
Fill out our online contact form, give us a call at (860) 350-5505, or email info@haasobrien.com to share your needs.
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Let Us Compare
We shop your coverage across our carriers and build real options — not one quote, a comparison.
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You Choose
Pick the policy that fits. We handle the paperwork and stay your point of contact for everything after.