Clear Guidance. Solid Protection.
Independent Insurance for Connecticut Families and Businesses
The risks keep changing — cyber threats, wild weather, costs that outrun old coverage limits. So do we. Haas O'Brien Insurance Group shops every major carrier on your behalf, explains your options in plain English, and stands behind the recommendation — the way our family has since 1954.
Independent Agency
A Family Tradition Since 1954
New Milford & Sandy Hook, CT
Renaissance Alliance Member
Explore Our Coverage
Here to Solve All of Your Insurance Needs
Personal
Home, Auto, and Umbrella
Coverage that matches how you actually live — homeowners done right, auto limits that protect your assets, and umbrella protection over it all. Including access to AIG Private Client, Chubb, and PURE for complex households.
Commercial
Business and Liability
From a one-truck contractor to a multi-location operation: BOP, general liability, workers' compensation, commercial property and auto — with certificates turned around same-day.
Life & Health
Life, Disability, and Medicare
The coverage conversations most people put off — life insurance sized to the real gap, disability income, and Medicare explained in plain English by people who do this every fall.
Built for Today's Risks
The Threats Are New. The Commitment Isn't.
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Answered 24/7
Call at 2am and Kelly, our virtual receptionist, picks up — takes your request and a licensed team member follows up fast. Never voicemail into the void.
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Reviewed Before Renewal
We look at your renewal before it hits your inbox — and when the premium jumps or the town lists your square footage wrong, we fight it.
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Modern Risks Covered
Cyber exposure, weather volatility, costs inflating past old limits — protection that stands still falls behind, so ours doesn't.
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Markets Others Can't Touch
Independent access to every major carrier — plus high-net-worth markets most local agencies can't offer.
What We Won't Do
We Won't Underinsure You to Win Your Business
State-minimum coverage saves a few dollars a month and can cost you everything you own in one bad afternoon. Plenty of places will write it anyway. We're not one of them. Clear guidance sometimes means telling you what you don't want to hear — solid protection is why you'll be glad we did.
Testimonials
What Our Clients Say
The entire team at O'Brien Insurance continue to be every bit as responsive, kind, awesome, and helpful, today, as they were 30 years ago when I first began using them for my insurance needs. They are the best in the business. Total pros!
Two Offices, One Team
Find us on Main Street in New Milford — where this agency has served the community since 2010 — and on Church Hill Road in Sandy Hook. Stop by, or visit your local office page for directions, hours, and the team.
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